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13 Wisdom is found in the lips of a wise man; and a rod in the back of him that is needy of heart. (Wisdom is found on the lips of the wise; and a rod on the back of him who is foolish.)

14 Wise men hide knowing (The wise store up knowledge); but the mouth of a fool is next to confusion.

15 The chattel of a rich man is the city of his strength; the dread of poor men is the neediness of them. (The substance of a rich man is his strong city; the fear of the poor is their own neediness.)

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